Home / Loan Options
Find your financing path

Loan options.
Start with the right questions.

Explore the major loan families, then dive into the specific programs. Availability and qualification depend on your situation, the property, and lender requirements.

By Aaron Clowes · NMLS #200900 · Sources checked · How these guides are researched

Conventional LoansFlexible mortgage paths for eligible buyers, homeowners, and investors.
FHA LoansGovernment-insured financing to discuss when reviewing down payment, credit, and overall qualification.
VA LoansPurchase and refinance paths for eligible veterans, service members, and surviving spouses.
USDA LoansExplore rural housing financing where the location, household, and loan meet program requirements.
Jumbo LoansFinancing to discuss when a loan amount exceeds the applicable conforming limit.
Self-Employed & Alternative DocumentationExplore specialized documentation paths when a traditional income calculation does not tell the whole story.
Investment Property LoansCompare financing around a property’s use, rental income, and your investment plan.
Home Equity FinancingCompare ways to access eligible equity while considering your existing mortgage and total debt.
Reverse MortgagesExplore retirement-focused home equity options with careful attention to obligations and long-term plans.
Down Payment Assistance ProgramsExplore options that may help eligible buyers with a down payment or closing costs.
Your goals. A clear next step.

Let’s put your options
in perspective.

Purchase, refinance, or home equity—start with a conversation about what you want to accomplish.

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